Auto Theft Claim Denial Cases, SIU Investigation

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Rob Painter

1-866-490-1673

1-903-513-7808

Robo14@aol.com





Auto theft claim denial cases appear much more complex than they are.



This is by design.

My general interpretation of an auto theft claim denial letter:

The insurance denial letter creates the understanding to the reader that due diligence was performed in the investigation of the claim.

In spite of how much we wanted to pay the claim, the facts would just not let us.

Fact #1

Policy holder was consistent with making late payments on vehicle.

Fact#2 The vehicle was recovered totally burned. Vehicles do not self-combust.

Fact#3 On inspection, the engine was found to have serious pre-exisisting problems with anti freeze found in the found in the engine oil.

Fact#4 This vehicle is equipped from the factory with a highly sophisticated anti-theft system requiring a specially electronic encrypted key to start the engine.

Fact#5 The policy holder had all keys in their possession.
Forensics was performed on this vehicle to confirm this vehicle was last driven with a key of the proper type.

Because of these facts we cannot honor this claim because of misrepresented material fact.


Once an attorney reviews a letter like this, it is extremely common to assume that it is pretty much and open and shut case.

Attempting to defend the case would cost a lot of money because of  the forensic findings of their expert. This appears to be highly technicial.

Even if you could retain a qualified consultant, it’s a crapshoot as to who the jury would believe.

Working on a contingency with all these areas that could go wrong could make the case extremely time consuming with no benefit. These are very serious considerations and should not be taken lightly.

Also keep in mind it is very common for the defense to try to transfer these cases to federal courts because the rumor is federal juries tend to favor corporations such as insurance companies.

What I have laid out here is the most common scenarios I see after being in this business for over 20 years.

You will find the case in which you are reviewing a common denial letter like I outlined.

You may feel like a fish out of water with a tremendous amount of risk of the unknown.

This is the reality. What are you going to do? Sure, you know the law well and are good a litigating, but this case is different because it is supported by forensic evidence and potential testimony. What do you do?

I would suggest contacting me, because the first problem attorneys have in these cases is assume that you are really dealing with forensics in these cases.

Forensic locksmithing has been nothing but a Con, a Scam for the last 15 years. Sure, that is my opinion, but different than the ignition forensics, it is all proven fact, not with technical jargon, but something as simple as common sense!

Convince me:

Forensic methodology as it applies to a reported stolen vehicle is use of the scientific method.
Theories are applied and ruled in or out in order to meet a scientific verifiabal conclusion.
This means, if another examiner examines the same evidence as the procedures applied by the insurance forensic examiner, the conclusion by the second examiner should be exactly the same.
That process is also known as  peer review.

The very very first problem we run across it that these ignition/anti-theft exams are treated as secret.

Science is not secret and if the process used is secret, it’s simply not science or forensic!

Example: During the course of the investigation, the insured is commonly told they can contact an attorney anytime.
Yet, when it comes to the forensic examination of the vehicle, things take a different turn. The insured is told forensics will be performed on the vehicle. They are not given a time or date. They are not informed that they can hire their own forensic expert! No problem with an attorney, but if they are going to have strangers with a vested interest in the outcome of the claim rummaging through the vehicle with no one to watch them, that’s not OK.

I have been hired by the insured to be at the forensic examinations. Except for a few times, it hasn’t gone well.
It has been common to try to keep me far enough away in which I can’t see if they are taking and hiding evidence, adding evidence etc.

Look, I am not infering anything nefarious here, but remember, the carrier is their client and not the insured! The “independent” conclusions are going to favor their client!

Believe them because they are the forensic experts!


Microscopes are no longer used to determine the fine details of identifiable markings in the waters (tumblers) as compared to a specific key. That was simply too much time and effort to be applied. Juries don’t know any better! That reliable process got phased out around 2010-2012. Micro photos could be taken of the small lock components.

The process was replaced that missed half the detail, and now because photos of the small internal lock components could not be taken, we are left taking the experts word on what he said he observed. OK.

Evidence Retention

For the life of me, I cannot believe the courts let these guys testify to evidence they don’t have. Especially in criminal trials!
How can the examination be forensic? It can’t be replicated!

All these cases are intrinsic and there will always be different factors involved. So my services will always be needed for difference between these cases

Once the expert is taken out, the case falls apart. In my example of the denial letter, I took out 4 out of 5 so-called facts. You as the lawyer can take out their imagined motivation on the part of the insured.

Now, are you still worried about taking a denied auto theft claim supported by forensics?

Here is the root cause to these cases:
https://www.latimes.com/opinion/op-ed/la-oe-humes-forensic-evidence-20190113-story.html?

This is what stands in the way of insured’s being paid for their theft claims, and makes the difference between a clean record or conviction on auto theft claims/cases. This story has nothing to do with auto theft, but the junk science of forensics. The same junk science applied by insurance carrier vendors when determining the last key used in a reported stolen vehicle.

You may say “This sounds to complicated, stolen vehicles and forensics.” Do not fear!

I am here to tell you dealing with these claims/cases for over 25 years as an expert witness, I can assure you I have everything behind the claim/case down to a perfect science either serving as a consultant or an expert witness.

I have made these issues my mission in life, to have more knowledge than anyone on every aspect of these cases. I still do not know everything, but am constantly trying for that goal. I know in many cases what the opposing expert does not know from past performances. Unfortunately, they get free training from me when I call them out on their non-sense in these cases. The problem is they never seem to learn, or their past mistakes are brought to life.

Auto Theft Claim Denial Cases Are Very Common! The only problem from my experience nationwide over the years has been taking on a new client attorney who will say “This is the first case of this nature I have ever had.”

Of course these cases need you to perform your lawyerly skills, but they are different.

What makes them different? Unlike many cases out there they are built on a house of cards with a sand foundation in a wind storm!

The mechanics of these cases: These cases are built on the third party forensics the carrier contracted to examine the ignition, the keys and anti-theft system of a reported stolen vehicle. The purpose is for forensics to determine how the reported stolen vehicle was last driven before the theft. Commonly, it is asserted that the insured’s keys were used last implicating the insured with the theft. There by making it a fraudulent claim.

The carrier has great confidence in their forensic experts in this area, because uncontested, the insured or defendant loses.

After all, the courts are in awe of a Certified Forensic Locksmith or engineer title, which causes their credibility to soar! The main reason: Ignorance of everyone in the court on auto theft methodology and how forensics is supposed to interact! There is no comparison, so the expert’s methodology can’t be questioned as well as he conclusions.

Let’s throw a monkey wrench into this finely tuned process the carrier uses to control its costs by not paying the claim, or convicting the insured as well if the claim goes criminal.

I guide the client through every aspect of the claims investigation. These investigations for a manufactured motive can’t go forward without the forensic expert inferring the insured had the last key used. Without the report and conclusions, the investigation has no way to go forward.

Depending on the strategy of the attorney, we can take the expert out in deposition, or damage his credibility to the attorney’s specifications.

Personal attacks are not applied, however any previous reports by the expert can be compared to the case at hand for standardized examination methodology. Many of these experts nationwide, I have past depo and trial transcripts and reports.

Forensic locksmithing the way it has been applied over the last decade has not progressed, but digressed. These guys have gotten lazy. The only forensics applied is in the title they so willing us to impress the courts!

There is no one that has the training, background experience I do in auto theft and forensics!

Just a little about me:

I had a business that repaired theft recovered vehicles for 20 years. This means that while these experts were locksmithing, I was putting major puzzles together in the case of a full strip! Not only did I make keys and service locks, but serviced factory and after market security systems. In fact, I defeated the impossible to bypass transponder systems. Los Angeles “Greines v Ford.” In another LA case serving as an expert witness, I decimated the opposing expert in “McCoy v Progressive.”

In Fresno it was “Sidhu v Farmers.” Over 25 years serving as a consultant/expert witness, there are a large amount of cases our side prevailed on, not including all the cases we forced settlement without court intervention. I have about 20 published cases through Westlaw and other legal resources.

I authored the first 1,350 power point slide training course on auto theft and forensic examinations in 2001. The testing methodology was vetted by the FBI tool mark and firearms supervisor as well as the US Army Crime Lab in Georgia.

My first book I authored was in 1998 “Auto Theft-Let The Truth Be Known!” Even though it has been out of print for some time, sill listed on Amazon.

In essence, there is not a vehicle out there that I have not been able to illustrate to a jury as to how to steal without the insured’s keys! Better yet, in many cases forensics can not be ruled in or ruled out!

It gets worse for the opposition–Who have I recently worked for? A repossession company, where from the time the tow truck wheel lift touches a vehicle’s wheels, it can be as little as 30 seconds before the vehicle is mine!

Here is the part that can be approached in many ways:

Is your client looking for a quick settlement? That is entirely possible! I review the file and the forensic report on the vehicle and generate a report that you as the attorney can submit to the carrier and ask them if they really want to proceed forward? We never bluff!

Or, the case goes to deposition for the insurance personnel involved including their forensic expert. I supply the questions for the client attorney, and we eviscerate them!

Last but not least, I can be retained as a consultant/expert witness and make a fool out of the forensic expert illustrating to a jury, not only can the vehicle be stolen without the insured’s keys, but all the so-called forensics applied to the case was a scam. These ae not my opinions, but fact!

Low Cost Benefit: If I am serving as a consultant assisting the attorney, travel may not even be necessary! This is truly possible in cases for quick settlement without having to go through the court system.

I have had prosecutors very confident in their dealer expert call me and talk to me for a half hour and dismiss the case!

These auto theft insurance claim denials are based on the forensic expert they have. Take out the expert and there goes the case!

If you do not currently have an auto theft claim denial case, you may want to be proactive and attempt acquiring one or two. You may find these cases to be simple, but fun to do in which you as the plaintiff attorney control the outcome of the case with your consultant! Let your consultant do the work for you.

I am an expert on every level required on auto theft claim denial cases. I am also an expert on the experts. I know what they can and cannot prove. For years, their conclusions inferring the insured was involved have not been a fact, but a pure deception in my opinion by the use of semantics. These experts are not lying. They are just telling half truths. It works because no one in the court knows better, yet I have proved it time and time again for the past 25 years!

I also do failure analysis and crash analysis. Vehicle recalls like the GM ignition recall.

I had a fatality Chevrolet crash in which the air bags did not deploy. They did not deploy because of the GM ignition switch recall. Was the vehicle listed in the recall? No! I had to cross references the ignition lock and key design to find that it was in fact involved in the recall. I supplied a very extensive report including weather conditions, as well as using a like kind vehicle to test my theories. Everything matched what the on site crash investigator surmised over a year prior.

Insurance defense attorneys and prosecutors may feel left out here. Please don’t. I can assist you by reviewing your claim/case in order to head off any future liability issues by your forensic lock expert.

I work for anyone looking for the truth!

Rob Painter

1-866-490-1673

Cell: 1-903-513-7808

Robo14@aol.com

Copyright 2019. Rob Painter.

Insurance Claims During Covid

Insureds during the covid19 era are going to be disasterous for Insureds.

States were closed since the middle of March shutting down the US economy with as many as 30 million people not working.

The first thing that has to be realized is that all investigators are skeptical in normal times. Covid has drained the finances out of many. The little but if savings they had may be gone already and that $1,200 the government gave us, in many cases was used to pay a missed car payment, house payment or whatever.

This can be the hardest times that people have ever gone through, I know it has been difficult for me with much of my work still in closed stares in which client attorneys have put cases on hold because the courts are not open.

There are some that will panic and maybe report the car stolen, or all of a sudden their house has a major peril such as a fire. Some panic and want to liquidate figuring the insurance company will pay the claim with no questions asked. That was 20 years ago! It doesn’t work like that anymore! Things may seem hopeless but you do not want to misrepresent a claim. You can possibly go to jail! Investigators are very thorough these days. Many are ex-cops. Don’t think you can outsmart them. You can’t. They know more about you, your relatives and friends than you can imagine. They have more power than the cops, because they don’t need a warrant. You signed over permission for them to obtain any information they need and you agreed to cooperate with the time nvestigation!

All I am saying is if you think that because you haven’t had a claim for years and you want to get some quick cash from a bogus insurance claim, for your own good, think of something else!

We have now experienced another different experience because of Covid 19. To protect the criminals from getting this disease, we have the bleeding heart liberals that are very concerned for their safety one such an diot is the Los Angeles County sheriff that released over 4,000 criminals on the streets, but closed the gun stores so you could not protect yourself. That has happened across the country. All crime is up! Auto theft, auto burglaries, home invasions, rape and everything else!

We have severe weather destroying homes in the south. It has been a crazy year! To top it off 30 million unemployed, ranchers having to euthanize their gerds because it costs to much to feed the cattle there is no demand for or they can’t get processed in the meat plant because they are shut down because employees have been subjected to Covid 19. It’s like a bad movie in which we don’t know the ending!

Investigators are going to be skeptical on auto theft claims more than ever! The narrative to them iisvehicles are impossible to steal and a thief would not burn through vehicle. Interesting they know all this up front without catching the thief! The goal is to accuse the insured. The insurance company won’t accuse you in the begining, but their all knowing forensic expert will say the last key used had to be the insureds key.

Many think all they gave to do us tell the truth, they gave nothing to hide oh yes they do! There us more than one way to tell the truth and you are already at a disadvabtafe. They have a guy using a forensic title that has no problem lying about you!

If you have a SIU investigation, call me. I will let you know if I can guide you through the mine field in which every word you say will be contorted, twisted in their favor. If you have an EUO (Examination Under Oath) scheduled (Sworn testimony) do nothing without contacting me!

My consultations are exytremelt successful and they are remote keeping us safe. Lawyers cannot help you with investigations or EUOs on auto theft claims.

1-866-490-1673 or 1-903-513-7808 Rob

My email is robo14@aol.com

Befote covid, insurance carriers would try to deny claims on their bogus Forensics in auto theft claims and I have made them decide otherwise.

I consult on all types of property claims, boats, home owners, renters, auto theft and collision claims. I am an expert in Sworn testimony. I have been doing it for 25 years opposing insurance companies. It has been a very Rocky road and they have tried everything to put me out of business and I am still here;!

If you have an auto theft claim that has been denied and you are pursuing by suing the carrier, I oppose successfully their so called forensic experts across the country!

Auto Theft Claim Denial Cases, SIU Investigation

Tags

, , , , , , , , ,

Rob Painter

1-866-490-1673

1-903-513-7808

Robo14@aol.com





Auto theft claim denial cases appear much more complex than they are.



This is by design.

My general interpretation of an auto theft claim denial letter:

The insurance denial letter creates the understanding to the reader that due diligence was performed in the investigation of the claim.

In spite of how much we wanted to pay the claim, the facts would just not let us.

Fact #1

Policy holder was consistent with making late payments on vehicle.

Fact#2 The vehicle was recovered totally burned. Vehicles do not self-combust.

Fact#3 On inspection, the engine was found to have serious pre-exisisting problems with anti freeze found in the found in the engine oil.

Fact#4 This vehicle is equipped from the factory with a highly sophisticated anti-theft system requiring a specially electronic encrypted key to start the engine.

Fact#5 The policy holder had all keys in their possession.
Forensics was performed on this vehicle to confirm this vehicle was last driven with a key of the proper type.

Because of these facts we cannot honor this claim because of misrepresented material fact.


Once an attorney reviews a letter like this, it is extremely common to assume that it is pretty much and open and shut case.

Attempting to defend the case would cost a lot of money because of  the forensic findings of their expert. This appears to be highly technicial.

Even if you could retain a qualified consultant, it’s a crapshoot as to who the jury would believe.

Working on a contingency with all these areas that could go wrong could make the case extremely time consuming with no benefit. These are very serious considerations and should not be taken lightly.

Also keep in mind it is very common for the defense to try to transfer these cases to federal courts because the rumor is federal juries tend to favor corporations such as insurance companies.

What I have laid out here is the most common scenarios I see after being in this business for over 20 years.

You will find the case in which you are reviewing a common denial letter like I outlined.

You may feel like a fish out of water with a tremendous amount of risk of the unknown.

This is the reality. What are you going to do? Sure, you know the law well and are good a litigating, but this case is different because it is supported by forensic evidence and potential testimony. What do you do?

I would suggest contacting me, because the first problem attorneys have in these cases is assume that you are really dealing with forensics in these cases.

Forensic locksmithing has been nothing but a Con, a Scam for the last 15 years. Sure, that is my opinion, but different than the ignition forensics, it is all proven fact, not with technical jargon, but something as simple as common sense!

Convince me:

Forensic methodology as it applies to a reported stolen vehicle is use of the scientific method.
Theories are applied and ruled in or out in order to meet a scientific verifiabal conclusion.
This means, if another examiner examines the same evidence as the procedures applied by the insurance forensic examiner, the conclusion by the second examiner should be exactly the same.
That process is also known as  peer review.

The very very first problem we run across it that these ignition/anti-theft exams are treated as secret.

Science is not secret and if the process used is secret, it’s simply not science or forensic!

Example: During the course of the investigation, the insured is commonly told they can contact an attorney anytime.
Yet, when it comes to the forensic examination of the vehicle, things take a different turn. The insured is told forensics will be performed on the vehicle. They are not given a time or date. They are not informed that they can hire their own forensic expert! No problem with an attorney, but if they are going to have strangers with a vested interest in the outcome of the claim rummaging through the vehicle with no one to watch them, that’s not OK.

I have been hired by the insured to be at the forensic examinations. Except for a few times, it hasn’t gone well.
It has been common to try to keep me far enough away in which I can’t see if they are taking and hiding evidence, adding evidence etc.

Look, I am not infering anything nefarious here, but remember, the carrier is their client and not the insured! The “independent” conclusions are going to favor their client!

Believe them because they are the forensic experts!


Microscopes are no longer used to determine the fine details of identifiable markings in the waters (tumblers) as compared to a specific key. That was simply too much time and effort to be applied. Juries don’t know any better! That reliable process got phased out around 2010-2012. Micro photos could be taken of the small lock components.

The process was replaced that missed half the detail, and now because photos of the small internal lock components could not be taken, we are left taking the experts word on what he said he observed. OK.

Evidence Retention

For the life of me, I cannot believe the courts let these guys testify to evidence they don’t have. Especially in criminal trials!
How can the examination be forensic? It can’t be replicated!

All these cases are intrinsic and there will always be different factors involved. So my services will always be needed for difference between these cases

Once the expert is taken out, the case falls apart. In my example of the denial letter, I took out 4 out of 5 so-called facts. You as the lawyer can take out their imagined motivation on the part of the insured.

Now, are you still worried about taking a denied auto theft claim supported by forensics?

Here is the root cause to these cases:
https://www.latimes.com/opinion/op-ed/la-oe-humes-forensic-evidence-20190113-story.html?

This is what stands in the way of insured’s being paid for their theft claims, and makes the difference between a clean record or conviction on auto theft claims/cases. This story listedlist nothing to do with auto theft, but the junk science of forensics. The same junk science applied by insurance carrier vendors when determining the last key used in a reported stolen vehicle.

You will see other references to what I am going to say in other pages in this site. For 20 years all auto carriers using Forensics to determine the last key used in a reported theft have procured Certified Forensic Locksmiths, engineers and mechanics.

A majority of the time when doing this are facilitating fraud to accuse the insured of fraud for the purpose of denying the claim, or worse yet prosecution of felony insurance fraud of which you will be convicted without my involvement!

I have been defending these claims and cases for 25 years and the most common problem I see with attorneys defending these cases/claims is they put far too much credence in the apparent Forensics applied by these experts.

What appears to be scientific if a microscope is used (rarely) is merely a dog and pony show for the uninformed. Common sense is thrown out the window so everyone in the courtroom believes the expert because of the use of the bogus Certified Forensic Locksmiths title! It sounds very impressive. One of the real problems is that commonly (almost every time) what appears to be fact about the vehicle in the report is merely projection and speculation appearing to be fact. Defendants without my involvement get convicted on this crap!

Why? Because it’s not just my opinion these guys are fabricating a story, but it is documented provable fact in almost every auto Theft investigation from these charlatans I oppose!

I have many of these experts previous cookie cutter reports in which they can be applied to the case at hand, commonly leaving the question for the expert; which time were you telling the truth?

You may say “This sounds to complicated, stolen vehicles and forensics.” Do not fear!

I have made these issues my mission in life, to have more knowledge than anyone on every aspect of these cases. I still do not know everything, but am constantly trying for that goal. I know in many cases what the opposing expert does not know from past performances. Unfortunately, they get free training from me when I call them out on their non-sense in these cases. The problem is they never seem to learn, or their past mistakes are brought to life.

Auto Theft Claim Denial Cases Are Very Common! The only problem from my experience nationwide over the years has been taking on a new client attorney who will say “This is the first case of this nature I have ever had.”

Of course these cases need you to perform your lawyerly skills, but they are different.

What makes them different? Unlike many cases out there they are built on a house of cards with a sand foundation in a wind storm!

The mechanics of these cases: These cases are built on the third party forensics the carrier contracted to examine the ignition, the keys and anti-theft system of a reported stolen vehicle. The purpose is for forensics to determine how the reported stolen vehicle was last driven before the theft. Commonly, it is asserted that the insured’s keys were used last implicating the insured with the theft. There by making it a fraudulent claim.

The carrier has great confidence in their forensic experts in this area, because uncontested, the insured or defendant loses.

After all, the courts are in awe of a Certified Forensic Locksmith or engineer title, which causes their credibility to soar! The main reason: Ignorance of everyone in the court on auto theft methodology and how forensics is supposed to interact! There is no comparison, so the expert’s methodology can’t be questioned as well as he conclusions.

Let’s throw a monkey wrench into this finely tuned process the carrier uses to control its costs by not paying the claim, or convicting the insured as well if the claim goes criminal.

I guide the client through every aspect of the claims investigation. These investigations for a manufactured motive can’t go forward without the forensic expert inferring the insured had the last key used. Without the report and conclusions, the investigation has no way to go forward.

Depending on the strategy of the attorney, we can take the expert out in deposition, or damage his credibility to the attorney’s specifications.

Personal attacks are not applied, however any previous reports by the expert can be compared to the case at hand for standardized examination methodology. Many of these experts nationwide, I have past depo and trial transcripts and reports.

Forensic locksmithing the way it has been applied over the last decade has not progressed, but digressed. These guys have gotten lazy. The only forensics applied is in the title they so willing us to impress the courts!

There is no one that has the training, background experience I do in auto theft and forensics!

Just a little about me:

I had a business that repaired theft recovered vehicles for 20 years. This means that while these experts were locksmithing, I was putting major puzzles together in the case of a full strip! Not only did I make keys and service locks, but serviced factory and after market security systems. In fact, I defeated the impossible to bypass transponder systems. Los Angeles “Greines v Ford.” In another LA case serving as an expert witness, I decimated the opposing expert in “McCoy v Progressive.”

In Fresno it was “Sidhu v Farmers.” Over 25 years serving as a consultant/expert witness, there are a large amount of cases our side prevailed on, not including all the cases we forced settlement without court intervention. I have about 20 published cases through Westlaw and other legal resources.

I authored the first 1,350 power point slide training course on auto theft and forensic examinations in 2001. The testing methodology was vetted by the FBI tool mark and firearms supervisor as well as the US Army Crime Lab in Georgia.

My first book I authored was in 1998 “Auto Theft-Let The Truth Be Known!” Even though it has been out of print for some time, sill listed on Amazon.

In essence, there is not a vehicle out there that I have not been able to illustrate to a jury as to how to steal without the insured’s keys! Better yet, in many cases forensics can not be ruled in or ruled out!

It gets worse for the opposition–Who have I recently worked for? A repossession company, where from the time the tow truck wheel lift touches a vehicle’s wheels, it can be as little as 30 seconds before the vehicle is mine!

Here is the part that can be approached in many ways:

Is your client looking for a quick settlement? That is entirely possible! I review the file and the forensic report on the vehicle and generate a report that you as the attorney can submit to the carrier and ask them if they really want to proceed forward? We never bluff!

Or, the case goes to deposition for the insurance personnel involved including their forensic expert. I supply the questions for the client attorney, and we eviscerate them!

Last but not least, I can be retained as a consultant/expert witness and make a fool out of the forensic expert illustrating to a jury, not only can the vehicle be stolen without the insured’s keys, but all the so-called forensics applied to the case was a scam. These ae not my opinions, but fact!

Low Cost Benefit: If I am serving as a consultant assisting the attorney, travel may not even be necessary! This is truly possible in cases for quick settlement without having to go through the court system.

I have had prosecutors very confident in their dealer expert call me and talk to me for a half hour and dismiss the case!

These auto theft insurance claim denials are based on the forensic expert they have. Take out the expert and there goes the case!

If you do not currently have an auto theft claim denial case, you may want to be proactive and attempt acquiring one or two. You may find these cases to be simple, but fun to do in which you as the plaintiff attorney control the outcome of the case with your consultant! Let your consultant do the work for you.

I am an expert on every level required on auto theft claim denial cases. I am also an expert on the experts. I know what they can and cannot prove. For years, their conclusions inferring the insured was involved have not been a fact, but a pure deception in my opinion by the use of semantics. These experts are not lying. They are just telling half truths. It works because no one in the court knows better, yet I have proved it time and time again for the past 25 years!

I also do failure analysis and crash analysis. Vehicle recalls like the GM ignition recall.

I had a fatality Chevrolet crash in which the air bags did not deploy. They did not deploy because of the GM ignition switch recall. Was the vehicle listed in the recall? No! I had to cross references the ignition lock and key design to find that it was in fact involved in the recall. I supplied a very extensive report including weather conditions, as well as using a like kind vehicle to test my theories. Everything matched what the on site crash investigator surmised over a year prior.

Insurance defense attorneys and prosecutors may feel left out here. Please don’t. I can assist you by reviewing your claim/case in order to head off any future liability issues by your forensic lock expert.

I work for anyone looking for the truth!

Rob Painter

1-866-490-1673

Cell: 1-903-513-7808

Robo14@aol.com

Copyright 2019. Rob Painter.

Auto Theft Claims Forensic Examinations

Tags

, , , ,

When You Will Accept Nothing Short of the Best!

If anyone thinks they can beat me in facts, forensic locksmithing and auto theft, think again! If I am opposing you, you better be scared, really scared! This is not the words of a narcissistic loon. This is from the man that wrote the course 20 years ago. This is pure confidence built on knowledge, experience and real background in stolen vehicles, not from a mere locksmith perspective!

Phoenix Forensics, Engineering & Investigation Consulting

Phone-1-866-490-1673
Cell 1-903-513-7808
Email robo14@aol.com
Smittydog1952@gmail.com
Consultant/Expert in these areas:
Vehicle Theft
Vehicle Fire & Explosion
Vehicle Defect Analysis
Lemon Law Issues
Accident Reconstruction
Vehicle and Structure Security
Vehicle Component Failure Analysis
Firearms and Personal Protection
SIU Investigation Consultant/Expert
EUO Preparation Consultant/Expert

Credentials

Rob Painter

Former ASE Certified Auto, Collision, Med/Hvy Duty Truck Technician
Former Certified Forensic Locksmith
Former Certified Fire and Explosion Investigator
Former Certified Vehicle Fire Investigator
Auto Theft and Forensics Expert

Auto Theft Claim SIU Investigation Procedures Expert
Automotive Forensic Component Consultant/Expert Witness
Court Qualified Expert Witness in 21 states and in Federal Court in  both Criminal and civil arenas
Vehicle Fire Instructor
Patented Inventor/Published Author
Courts Appointed Umpire

Our firm looks forward to taking assignments from insurance companies under one condition:

We tell it how it is to in our reports. We are completely impartial and give you only provable facts, supported methodology protocol. Unlike the current certified forensic locksmiths, engineers and mechanics assessing reported stolen vehicles to determine as to how they were last driven, we do not use pre-written cookie cutter reports. Every report is drafted individually for that specific vehicle!

We commonly use the nationally accepted NFPA 921 for our scientific methodolgy. Although geared for fire investigations, these principles from this manual are applied on every forensic examination.

The sad truth has been that certified forensic locksmith reporting, methodology and conclusions do not need to be accurate or provable if not contested. These conclusions can be ambiguous (which they commonly are) and are accepted as fact based primarily on the bogus forensic title they apply to themselves as forensic experts.

We challenge these forensic locksmith reports because they are not based on fact.

Stated as fact by these experts, they can determine if a newly cut key had been recently used. This is not a fact but merely an opinion designed to appear as fact. This fact assumes that s newly cut key will have remaining burrs on the key blade where it was cut. The first musing depends on how the key was cut. If cut from a laser, there are no sharp edges. If cut on a key punch or a mill like that used in a hardware store, the key blade edges will have sharp burrs. The burrs must be removed or when the key is put into the lock, the key commonly binds. Burrs are commonly buffed off with a grinding wheel or a file. The cleaner the key, the better the lock will operate. If the key still has burrs, new striations will be seen on the wafer (tumbler) lands (where the key rides when inserted into the lock). To make the statement that the use of a newly cut key can always be determined is a deception for the purpose of deliberately misrepresenting  fact.

If such an event occurs microscopic photos should be required because history with these forensic locksmiths cannot be taken by their word! This is supposed to be about science if they are operating under the forensic badge!

Any fire in investigator is required to prove everything they say. Engineers are required to support their findings. Every scientist is as well!

Yet, the certified forensic locksmith almost never is questioned about their findings. In the event a totally destroyed vehicle by fire has the conclusion the vehicle was last operated with a key of the proper type, the investigator does not ask; “can you prove that?” Instead, the investigator would say: “He is the expert!”

Here is another interesting fact about forensic locksmiths: one fact is they have a vested interest in the outcome of the claim. Secondly, they have been allowed to perform forensic examinations on s vehicle with no expert representing the insured present to keep them honest! It is the only industry I have ever run across this!

Destructive testing is common. What that means is the evidence may have been altered and can never be put into it’s pre-examination condition! Even inserting a key into the lock alters the lock!

How do we know the evidence was not deliberately altered? We don’t. Since they have no problem being deceptive, why in the Hell would we believe them about anything? Investigators must, which they do not now, inform the insured that they can have their own expert present at the examination at their expense! They inform the insured they can retain an attorney at any time. Why not an expert? What is the insurance company hiding?

When doing potential recall examinations, nothing is touched until the manufacturer sends an engineer. In this event, the engineer and I are talking to each other but not sharing notes.  I am present and he is present so we can perform destructive testing together. That is the correct way to perform a forensic examination on a recalled vehicle. It is also the correct way  to examine a reported stolen vehicle!

Reported stolen vehicles are not automatically deemed criminal cases for felony insurance fraud. First the investigator refers the claim to the prosecutor and this may be months after a forensic lock examination was performed creating a real big problem for the prosecutor if opposing a good defense attorney.

The attorney can request the evidence gathered by the certified forensic locksmith for his expert to peer review. Oh oh, was not treated as a crime scene? No photographs from where and when vehicle was recovered? No evidence gathered? Now the attorneys expert has no way of replicating the forensic testing purportedly applied by the prosecutor’s star witness.

About this time a good defense attorney motions for a dismissal. Note I state good attorney? It has all too common that missing evidence goes over the head of many attorneys. They don’t get it! They may be hung up on the imagined manufactured motive, which is a moot point if there is no evidence linking the defendant to the crime in the first place. Our policyi to treat every exam as if it were a criminal case using standardized investigative protocol! By using that standard all forensic examinations will hold up highly in civil and criminal reporting on the vehicle!

Currently, from my experience, fire damaged reported stolen vehicle criminal cases do not meet criminal standards and are based on civil preponderance. I do not claim to know anything about the law because I am not a lawyer, but I know the difference between (assumption, speculation an innuendo and making something sound like believable fact) ————-preponderance–and beyond any reasonable doubt, which is the criminal standard.

As rebuttal experts we are required to be accurate 100% of the time! Unlike the current Certified Forensuc Locksmiths and others generating reports on these reported stolen vehicles using speculation, and projection as fact for their conclusions, we only apply provable fact!

Insurance companies expect these examinations and reporting to be low cost and will commonly go to the lowest bidder. Their experts are not vetted by their peers. This is in our view short sighted without the consideration they can be sued successfully for bad faith.

In a stolen vehicle claim is being investigated and the insured is told they are waiting on forensics, rest assured there is no forensics applied and forensics is in fact a fraud used for the purpose of doing an investigation to deny the claim!

There are many examples of which they pay heavily for these indiscretions. One example is the Missouri case in 2006 (Jenny Hampton v State Farm). The vehicle in question was an old Toyota with over 100,000 miles on it. It was reported stolen and recovered severely burned.

At the lot the vehicle was stored, the vehicle for whatever reason was set on the ground upside down with the top on the ground. This action displaced many of the burned ignition lock components. A State Farm rep gathered the burned ignition lock evidence and mailed the remains to their expert Mike Hearold from Liberty, MO. The expert based his conclusion on exactly half the ignition lock components because that was all that was located in this upside down burned Toyota.

Of course the expert implicated the insured with the theft claiming it was last driven with a key of the proper type. The insured Jenny Hampton was not only denied on her theft claim, but she was also charged with felony insurance fraud! She was acquitted. I understand she sued NICB (National Insurance Crime Bureau), the district attorney for malicious prosecution and State Farm. Her attorney was Mike Radar in this Kansas City, MO case and I was serving as one of her experts. She and her brother prevailed and the jury verdict was for more than state statutes allowed on the compensatory portion. The jury also awarded her $8,000,000. The verdict was appealed. The judge awarded $8,000,000 on the appeal! State Farm said: “$8,000,000 for a car?” From my understanding, the judge told State Farm they were lucky it was only $8 million!

The true kicker is that one would think that State Farm would no longer use this vendor as an expert. It was business as usual and they continued to use his services afterward for years!

This example is one of many. When the carrier gets caught using inferior forensic services, their defense has been we didn’t know. They know and this is their way of facilitating fraud from the very beginning of the investigation!

These forensic locksmiths are not vetted for the credibility on these forensic exams and reporting. After over 20 years and in the court system opposing these experts I can say with 100% certainty that a majority of over 95% of the methodology and conclusions applied by these experts can be successfully refuted with the use of real forensics, common sense and fact!

The problem here is when fraudulent forensics is applied it clouds the ability to determine fraud on the part of the insured. It’s highly possible the insured has misrepresented the events of the theft. As I have said, ignorance as to the lack of scientific protocol not being applied has been what has gotten these experts to be believed. We educate the courts as to how for the last 20 years forensic locksmithing has been wrongly abused for the agenda to deny claims.

If performed properly forensic locksmithing can be a kill shot to the insured misrepresenting a claim! In it’s current state, it is easily proven the conclusions are based on personal net opinion that have no basis! In other e ok red from the CFL, “It’s that way because I say so!”

All we are doing is leveling the playing field and supplying only fact and truth.

We offer remote services which means that it is not only a safety issue, but saves money on time and travel. We have offered remote services across the US for over 5 years and it has been extremely successful.

We are in Texas, you have an assignment in Sacramento-no problem!

Services are listed in my CV page. Whether it is a theft, a vehicle fire, collision damage, a potential recall, a lemon law case, we can handle the forensic analysis of the vehicle.

Something different than many- if there is evidence, we retain it!

Our conclusions are scientifically verifiable. Something that current forensic locksmiths don’t offer!

For those insureds going through an SIU investigation or an EUO we are the only firm that offers nationwide defense for insured clients.

We offer our extensive experience with hundreds of hours giving sworn testimony in depositions and trial testimony.

We share that experience with the insured going through an SIU investigation or an examination under oath.

In the area of consulting, we are not limited to auto theft claims, but home owners and renters claims, marine claims and commercial truck claims

The most common question of me from clients is “How did you know they were going to ask me that? Experience!

We can script the insured for any questions pertaining to the claim! Have nothing to hide? Yes you do because what you say will be used against you.! 1-866-490-1673 or 1-903-513-7808

We are extremely successful getting claims settled when they were scheduled for denial.

We realize the investigator is only as good as the information they rely on from their vendors. If their forensic expert vendor does not supply accurate factual information (all the time) they believe the experts that the insured has misrepresented the claim. Hard for them to do an impartial investigation on the insured when their expert has already inferred directly or indirectly has accused the insured! Unfortunately this has happened across the US for the past 20 years!

Insureds- the insurance company is going to perform a forensic analysis on your vehicle. You are entitled to have your own expert present at the time of the exam! Insurance companies don’t tell insureds this and it can be crucial!

I have successfully refuted these expert reports during the investigation.

In fact, evidence that we have are reports from these experts that determined the vehicle was last driven with a key of the proper type. The problem–the vehicle was never recovered! Now, if they fabricate these reports, what else are they lying about?

Why were we blacklisted by carriers like Allstate, State Farm, Progressive etc?

The reason was quite simple. They claim they want impartial experts as long as one doesn’t ever take a claim against insurance companies. This does not mean just one carrier, but all the major players. They flock together.

In 1997 I took a case to defend the insured accused of having the last key used before the theft and subsequent fire. The claim was in Mississippi and I was based in Wisconsin. It was a Progressive claim. Now, I had nothing against Progressive or any large nationwide carrier. I just felt if they had an expert to accuse the insured, the insured had every right to have their own expert, but if insurance companies had their way, they would have the final say about the denial of the claim.

Well, it was proven their expert could not support his conclusions and the case settled for the insured.

The argument would be it is a business decision to settle these claims. They would not have settled if they thought they could prevail in court! They could not on this claim! The work by their expert was shoddy. He was used to getting past everyone’s eyes hiding behind the title of “Forensic Locksmith.” Without the scrutiny this title should have been subjected to, along with severely flawed methodology, the experts got away with deceiving the courts back then all the way to 2020!

Here is a fact: The organization  (International Association  fferedof Investigative Locksmiths) IAIL that offered the (Certified Forensic Locksmith) CFL designation has been defunct for over 5 years!  In other words the title is bogus as the experts methodologies and conclusions!

There is a network nationwide of forensic locksmiths as they call themselves Certified Forensic Locksmiths when. In truth, the only forensics applied is to their title.

The process applied is smoke and mirrors. Fueled by ignorance of forensic locksmithing, assumption, speculation, projection is hearlded as fact by these charlatans!

Lawyers, juries, judges and investigators know nothing about theft methodology, forensic Locksmithing and determining as to how a reported stolen vehicle was last driven, they are left taking the word of the expert from his reporting. They have fallen prey to the experts!

The field is riddled with deception, but there has never been anyone pointing this fraud on their part out, other than my firm nationwide for two decades!

People are commonly denied on their claims and that’s great if it can be proven with scientific verifiability. The problem comes when my firm dare opposes these experts with not the projection and speculation they masquerade as fact, but I supply documented fact! I don’t want someone to take my word for it. I don’t make conclusions I can’t support!!

Here is a very valid point when refuting these insurance paid whores! I am right 100% of the time and they are not!

How can I be right 100% of the time refuting these experts?

Easy– Common sense, fact, truth is my defense! Every time I testify it appears to be a learning experience for everyone! See, my background is real. I have been involved in the repair of more than 10,000 theft recovered vehicles and thousands of fire no sic examinations! I have been very 20 years working with investigators. On auto theft I know far more past vehicle examinations, I know the whole investigation process!

When it comes to auto theft, there is not an area I haven’t been involved in: cloned cars, title washing, VIN switches, trap cars, any type of theft method. I bc should write a book on it! Oh that’s right I did in 1998 “Auto Theft-Let The Truth Be Known!” As well as an forensic auto theft course of 1,350 pages in power point format. Over 60 published articles. Peer reviewed testing on many vehicle subjects!

It’s one thing to brag, it is quite another to prove!

Here is my court record going back which goes back 30 years in the auto theft forensics field! Absolutely no one in this field has a record even close! The charlatan experts in my opinion commonly are in court trying to support their conclusions! Their reports are questioned all the time!

I have been examining thousands of auto theft claims to determine how a reported stolen vehicle was last driven since 1990.

I have only had to defend my reports 3 times. 2 went in my client insurance company’s favor. The third, the jury got emotional and felt sorry for the plaintiff and aawarded him $10k. They didn’t care about the forensics and I could prove the insured had not supplied me a key!

Please realize the forensic experts selling substandard services that they refer to as forensics are not competitors of mine. One might say by naming them, it’s just sour grapes and I have an axe to grind.

Not at all. I am a professional and unlike them don’t take this personal. I should for the malicious damage they have tried to do to my name and business over the years, colluding with insurance defense attorneys to put me out of business and in one situation, trying to get me out in federal prison!

One really needs to think this out. Why did the boys as we called them, go to do much trouble to destroy me? The reason is obvious. I am that big of a threat that can expose them for what they are in my opinion. They are frauds serving as a tool to defraud the insured! To give reason for the investigator to investigate the claim, manufacture what appears to be a believable motive for the claim to be denied or worse yet, prosecuted!

When I defend insureds, defendants, and carriers, it’s not my job to determine Innocence or guilt! I only supply facts and guess what? Some of these claims the end result is inconclusive. Too many inconclusives or determining it was a good theft, will make the investigator consider using someone else!

These Forensic Locksmiths, engineers and mechanics as experts are very dangerous. I know for a fact, there was not enough evidence commonly due to fire that these experts have made conclusions inferring insured involvement with the theft, yet if confronted with fact and common sense, their credibility is in danger!

I have warned insurance defense attorneys and cops investigators, but they continue to use their services!

I have even put skin in the game where I have guaranteed my conclusion to be without question and if proven wrong, I would give a full refund of my fees on the claim or case! The independent forensic locksmith would never make such  a guaranty! That tells one about the quality of their work product.

They supply free sales “training seminars.”(propaganda teaching the unimforned) their secret scientific processes. Science is not secret and should be available for peer review!

I charge for my seminars. I am not begging for insurance work. I will gladly take it, but I am not going to report on anything other than facts!

The problem is that dealing with one claim at a time is not icontext. Let’s say I am reviewing their report. It is made to appear as though their is specific testing (of something the average person doesn’t understand in the first place. At that point it is assumed this is a highly technical forensic field and since he is a forensic locksmh and we are forced to believe his conclusions because there is no argument from the other side.

Now, for the context! I have hundreds of reports they have age drafted over the years. Let’s say I supply 5 or 10 of previous reports from other vehicles for compare to subject vehicle.

Let’s say 5 were recovered burned and 5 not burned  ands vehicle burned.

There are 2 different processes used between burned vehicles and non burned vehicles.

Burned vehicles commonly have only half the evidence a non burned has.

Explain this to me- how can one have two different processes, yet have the same identical conclusion? You can’t! That defies science! Yet with exculpatory electronic evidence destroyed by fire, the conclusion is the vehicle was last driven with a key of the proper type!

All a guess which the report claims is based on a reasonable degree of scientific certainty! A lie that floats right past all those in court!

Dealing with these goofs is no different than being told by Dr Faucie on Feb 28th, 2020 the Coronavirus Covid 19 is minimal danger and within weeks we are warned of 2illion deaths and the US is on lockdown!

What an irony–a parellel between my field and America’s health situation!

I believe it was Feb 28, 2020 Dr. Fausie claimed the Covid 19 posed no health threat. Within weeks are country was shut down! He is the expert on infectious diseases. He uses the word science and everyone listens even though I have seen no peer reviewed report in which 6 ft is a safe distance to be separated. How about 5 foot 11 or 10 feet? Blowing smoke, just like the certified forensic locksmiths I successfully oppose in court!

The courts appear to be in love with the word or title forensics, when it gas never been applied!

I am going to put up some names. Not to embarrass or ridicule, but in my opinion their work product sucks. We have enough documentation to cause the conclusions to collapse!

Not all names are mentioned, but just a few key players that will be found to be used in multiple states. As I said, this is not personal and just plain fact.

North American West

Works across California. Chad Tredway

According to my information, he is a licensed Private Investigator and worked for insurance companies as an employee. About 2010 bought the name North American from Robert Mangine who at the time was working out of Las Vegas.

Interesting North American West and North American Forensics and Technical Services use the same cookie cu5er format reports.

To my knowledge Tredway gas no documentation as a auto auto technician. He never was a locksmith and he has no background in stolen vehicles to determine the difference from a fraud or a theft as it relates to stolen vehicles. He is a certified forensic locksmith and as stated the organization that gave them that title has been defunct for over 5 years.

I know for a fact he testified in a criminal trial concerning a reported stolen BMW which was recovered sevrrely burned, in which he implied it was last riven with the insureds key, which is a great truck when all electronic case we’re destroyed by fire!

Had I been the expert for the defendant, Tredways conclusion would have been toast!

He does not disassemble ignition locks, does not use a microscope, does not appear to retain evidence!

To be scientifically verified another examiner needs the evidence to perform an ignition lock analysis. How can that work then? It can’t! The standard canned conclusion no matter what, the vehicle was last driven with a key or key fob of the proper type!

Plaintiff attorneys with a case involving one of Tredway’s “Forensic” reports. Deposition time with him will be an exceptional treat with my retention.

After we have questioned about his unproven methodology, one question that will develop will be:

What actual training, experience background do you have in vehicle theft? What qualifies him at all to examine any theft to determine how it was last driven.

The answers will be striking!

Please realize, Tredway does a Lion’s share of examinations on theft and mechanical for the major carriers in California! This could be a domino effect(

Insurance companies using his services be aware, I am actively looking for the claims he served as their expert for forensics!

A-1 forensics

Mark and Ryan Ames from Toledo Ohio

Apparently they have a special forensic tool. A crystal ball!

The vehicle does not need to be recovered for them to determine how the vehicle was last driven! A-1 has drafted reports on vehicle’s never recovered, yet they could determine how it was last driven or moved like in towing! No, they really couldn’t but in some situations the fake “Forensic” title threw them off! A common situation with this ruse.

Since there is no evidence, a recreation of the examination can’t be performed. This means the methodology and the conclusions are not scientific or forensic.

Here is a logical question: if the vehicle examination is not required on non- recovered vehicles, what is the point of doing examinations on any recovered thefts? Probably for a photo shoot! This does illustrate the quality of their work product! Extremely questionable!

We are actively searching for claims and cases involving this firm as well. We have over 200 of their previous forensic reports.

Mark Ames is a highly qualified locksmith without question, but that has absolutely nothing to do with forensic locksmithing and his “Forensic”reporting. They have no examination standards.

North American Forensic and Technical Consultants base in Florida.

They offer serves in Kentucky, Maryland, DC, Virginia, Pennsylvania, Rhode Island.

Robert Mangine, Christopher Arnold.

Disqualified in a Virginia court:   Comm v. Vaught CR16-595 / Stafford County Virginia for refusing to answer a subpoena 9/6/2017

Clients include Geico, Allstate and others.

Back in 2010 in California (State of California v Roth) the firm actually applied true forensic locksmithing methodology, removing the ignition, disassembling it, performing microscopic examination to the keys and internal lock components. Micro photos were taken.

However, about that time, evidently it must have been considered too much time and effort taking an hours long investigation process and turning it into minutes long!

Ignition components were no longer removed and retained in non burned vehicles. No internal photos of the ignition components. Canned cookie cutter reports are common from this firm.

From my experience “Forensic” reports are highly questionable almost always using the same generic conclusion that the vehicle was last driven with a key of the proper type deliberately not staying the last specific key used to start the engine.

We are actively looking for cases involving this firm!

SD Lyons

Never considered the anti theft system was bypassed for remote start causing denial of a claim, which we got settled.

Never considered remote start in which a working key has been installed under the dash to bypass the transponder system. This was a felony case in MA.  Conclusion, last driven with a key of the proper type. Of course it was with the second programmed key for the vehicle removed from under the dash due to remote start.

This was a crime seen, but they retained no evidence. No vehicle, no key used to last drive the vehicle. No remains of remote start they never looked for. No ignition or the object said to be jammed in the key way!

This is how forensic experts are supposed to handle a criminal case?

Another case where they are touted  to be expert  forensic locksmiths, yet never examined the ignition lock or keys!

We are actively looking for active cases with their involvement as experts!

Arc Forensics Indiana and US

Another firm that drafts reports on unrecovered stolen vehicles.

We are actually looking at cases with their involvement.

There are more we will list later. Insurance companies assume all investigations are the same. They are not!

We are the standard bearer. Currently and for the past two decades we have been dealing with blatant deception from the donor experts also known as fraud.

If someone is misrepresenting a stolen vehicle claim and we can prove it, we would hope you would prosecute, but the way it is right now, there is no one in this trade that can’t have their credibility successfully attacked by me.

I have been tested like no other. Defense attorneys from 2 different states and two different cases to attack me at the same time! Add a highly questionable judge that lied about me and even disquslified me before a deposition. Yet the deposition is when the background of the expert is learned. That was quashed of n a Virginia court in 2017.

Federal investigation on me and my ex stealing a year out of our lives based only on Cherry picked transcript from a deposition and can anonymous unsigned letter.

The opposition has tried, but they lost every time!

We look forward to bringing honesty to the profession!

If we can he of assistance, contact Rob at 1-866-490-1673 or robo14@aol.com

Covid 19 Corona Virus Policy

Due to the dangers of spreading the virus, we give our clients a real feeling of safety and security.

A majority of our services to the consumer or insured require little to much no e physical interaction.
We have been serving our insurance clients remotely for a decade, consulting them during an auto theft investigation or an examination under oath.
We guide the client through email or by phone. Our remote services are extremely successful. Many times I am steal and the investigator does not know the client was coached, or at least who by.
There are times that I may have to provide a report on the vehicle to illustrate how inept their forensic expert is accusing the insured of having the last key used on their stolen car.
I can’t say we are nice because we know the fraud the insured is being subjected to.
The investigators are bullies.
We serve as the insured’s 800 pound gorilla in auto theft investigations.
We don’t go to hurt the expert accusing the insured/client of the claim. We rhetorically kill him!
The worst thing is we love the verbal combat the client ends up with a claim that is settled without having to spend tears in the court system with no guaranty the insured will prevail!

The only time there is physical intervention on our part is if we have to testify in court.
That only happens if the insured was denied on their theft claim and is suing the insurance company.

Buy Here Pay Here Cars

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Over the years vehicle security has been an extensive concern. We equip our cars with alarms, anti theft devices gps tracking etc.
However, this has been turned against the consumer and it will get worse!
It seems these sub prime auto dealers don’t trust their clients and not only have the ability to disrupt your privacy as well as putting them at risk of hacking, but if late on a payment can disable the engine from starting remotely.
Other concerns are that there is an aftermarket device wired into your vehicles computer system. You have no idea if this incompetent installation was performed professionally or if the system has the ability to start your car on fire!
I investigated after market products that had issues being made in China that did just that, setting the car on fire!
Did you know that such products will void a manufacturer’s warranty?
You are dealing with a product in which you have no idea about it’s realiability!

I question the legality of such products being installed. There are active cases involving the installation of these devices right now!
With the issues going on with the economy, more and more dealers including new car dealers are going to resort to such options! Next, the I’ll be video taping the occupants in the vehicle and whatever is going on when the car is being driven! Insurance companies would love this information to fight their fraud claims!

Personally, I say to Hell with big brother! At the time of purchase, people will sign away their privacy because their credit may not be good enough to purchase a car from an honest dealer at a reasonable price.
40 years of alarm installation, GPS experience as well as the ability to bypass factory security that few have been able to do.
We offer you the ability to DIY to disconnect these unwanted features.
For a fee, we can supply a very easy way to bypass these systems with 0 problems.
This instructional information is supplied for education purposes. We can not be held responsible for what the reader does with this information.
If you apply it to your vehicle, that is not on us, however the information you will find is very valid and has a 100% success rate!

You may want to disable the engine disable and leave the GPS intact. You have the option!
Never worked on vehicle electronics before? Not a problem. You will learn to be a pro!

Simple tools needed will be addressed! Don’t worry, if you apply as per instructed, you could hook it back up again, probably more professional than the hack called a mechanic at these car lots!

For a detailed instructional publication on how to disable the aftermarket GPS and engine disable contact me at robo14@aol.com.

For the beginner who has never done anything like this, it shouldn’t take more than an hour.
For someone familiar with vehicle electronics, it should only take from 15-20 minutes!
Personally, I don’t think a stranger should he allowed to know my movements and I sure as hell would not be getting gouged financially on a car that may not start for me!

Recently in San Antonio an employee was let go. Well, as he went, he took customer accounts with him giving him the ability to shut down 1,100 of the vehicles the dealer had sold!
There were 1,100 very pissed off people that had made payments that could not drive their cars,ball because of a disgruntled employee!

We offer you the ability to take your privacy back and know that your engine will start when you need it!

Automobile Forensics

Rob Painter

 

1-866-490-1673

Robo14@aol.com

I

have over 30 years of applying the scientific method in my examinations for over 30 years.

My experience is vast from determining the origin and cause of a vehicle fire, to sudden acceleration recalls. Determining collision damage, to auto theft and to how the vehicle was last driven.

My for my for my  ASE certtifiations were in Medium/Hvy Duty truck repair, Auto and collision.

I have been involved in discovering recalls, and drafting scientifically verifiable report conclusions on a variety of problems. It could be a vehicle fire with a known origin and cause which I would have to trace back to the source amongst the burn debris.

It could be a severe head on crash that the airbag did not deploy. It could be an accident collision re-enactment. Determining collision damage between a vehicle and another object.

That is what he as made my life do interesting and applying the scientific method, things commonly go together for an air tight conclusion that can be replicated by another forensic examiner.

I commonly oppose professional engineers and fire investigators. I may or may not agree with their assessment.

With that said, you will see many comments about the Certified Forensic Locksmith. CFLs serve insurance companies nationwide examining reported stolen vehicles and claim to be able to determine how they were last driven.

I can support my conclusions because they are based on fact and the scientific method.

 

 

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Other certifications were in forensic locksmithing, fire and explosion, vehicle fire Investigation. My experience with insurance claims is vast and goes back over 30 years.

In order to perform a competent forensic examination, evidence is required in order to replicate any examination that was performed previously.

I find this relevant when dealing with engineers and fire investigators. Forensic locksmiths, not so much! In my opinion, the forensic locksmith is a total fraud! The only forensics one will find with a forensic locksmith is the title he puts to his name on the report!

Evidence, a majority of the time there is none, or it has been secretly damaged by the forensic locksmith. There is one firm out there that uses the ruse of certification with the owner of the firm signing off on a report.

Forensic locksmiths are so blatant in their incompetence, projection and speculation serve as fact. Many attorneys are too impotent or incompetent to question then properly. Evidence from crime scenes is not preserved and the inept prosecutor thinks they have a case against be the defendant.

How can an opposing expert recreate the screen when no evidence was retained. The report may explain something was jammed in the key way. There is no explanation when, how and what the object was removed and that a key was inserted into the ignition afterward. Yet, to attempt to do peer review, it can’t be performed because the evidence was never retained as evidence, nor the vehicle and about 6 other pieces of evidence! Yet, the stupid DA has no problem pursuing the defendant for felonies. We are just supposed to take the word from one of these self-proclaimed forensic experts.

Worse yet, at one time or many, a judge took it on their own after a Vior Dire to classify these guys as experts. Did the judge understand the subject matter of a forensic locksmith? Of course not, but that hasn’t stopped them since 1999 and Daubert when the judge was made a gate keeper as to who could give expert testimony.

Some judges don’t flat out like an out of town expert critisiziing a local expert, even though their work product is do egregious that it should be criminal, because nothing performed had anything down as to the scientific method!

Insurance Companies Facilitate Fraud In Their Fraud Investigations

Fraudulent Forensics That Insurance Companies Use For Their Investigations and Denials In Auto Theft Claims
Rob Painter
1-866-490-1673
1-903-513-7808
Robo14@aol.com

What bothers as a highly qualified expert witness in auto theft, forensics and vehicle fire O&C?
Travesty of justice. I do not understand. Attorneys always looking for cases, especially those that require very little on their part and they seem uninterested in helping people and making money.


Look, I put 20+ years of reputation and credibility into my very successful career.

Opposing insurance companies is not easy. In many cases they appear to pick the most unprofessional, unethical law firms possible to defend their cases in my opinion. It doesn’t matter that their expert is operating fraudulently, the bottom line is to destroy my reputation by all means necessary by lying about my stellar extensive background to a judge or having an insurance friendly judge lie about me.

This is what I have had to endure over the years! From having 12 months stolen from mine and myex-wifes life being under federal investigation, only to have it closed after a 10 minute deposition with an inept federal DOJ prosecutor!

In Virginia in 2017 being threatened by the opposing prosecutor that I would be arrested for fraud on the witness stand (nothing like witness intimidation!) to having his experts disqualified for refusing to answer the subpoena intended for me. Then while on the stand to put up baseless lies about me addressed as fact from an insurance friendly judge from Las Vegas.

He lost the argument! The judge quashed the disqualification because I was not present at the heating to defend myself. That POS prosecutor came off like a big steaming pile!

However, if I am representing the carrier in a claim or case, I am then treated as a hero in the fight against fraud. Of course unlike the incompetent fraudulent forensic locksmiths I oppose, if I am accusing an insured of fraud, they have no chance to prevail! None! Might as well walk away or take a plea.

Here is my court record-25 years serving insurance companies in tens of thousands of forensic examinations of vehicles only 3 of my reports have been contested in court. Out of those 3, two went in favor of my insurance client. The third, I could prove the insured had not provided a missing transponder key. The jury did not care and felt sorry for the plaintiff because of his two repossessions.

Why is this record important? Absolutely no one in the forensic locksmithing and auto theft field has such a flawless record!

Kind of makes one wonder why these great forensic experts are in court all the time to defend their reports. Could it be they are that incompetent? Could it be that they are all frauds taking advantage of insureds with auto theft claims? The answer is both!

They appear to have no problem defrauding the courts as forensic experts either! Judges, you have all been played! For more than a decade across the US by every auto carrier.

I am completing an article in which I will be naming names. Not as a vicious personal attack because I know none of these forensic locksmiths personally. The purpose is to call out the blatant fraud that insurance companies use to initiate their fraud investigation of the insured. They are not competitors. They would technically be opposing forensic experts that don’t practice forensics and in my view are not experts at anything! They are a rubber stamp for the insurance company to investigate not an auto theft, but a fraudulent claim.

The insured rarely knows it at the time, but the fraudulent forensic locksmith has already inferred insured inbolvement as to having the last key used.

These goofs obviously do not know how to apply the scientific method to their reporting. The only thing forensic in their report is the self-applied forensic title they annointed themselves with.

I am not crazy nor do I have a personal vendetta. I believe in justice and the rule of law. I am not anti-insurance and support investigations not fraudulent clams. With all this said, attorneys both plaintiff and criminal defense think they have all the answers in auto theft claim denial cases and felony insurance fraud auto theft. Sorry to say, you don’t! The case is based on an independent forensic locksmith, engineer, dealer mechanic that has concluded the vehicle was last driven with a key of the proper type inferring the insured’s key. The amazing thing to me is that you attorneys, judges and juries believe this bull crap cloaked under the term forensics. You assume the title is valid because you don’t know a damn thing about it. You assume that the standards are similar to DNA, GSR (gun shot residue) etc just because of the title.

Let’s look at Certified Forensic Locksmith. Originally a credential offered by the international association of investigative locksmith which dissolved about 5 years ago and now is part of associated locksmiths of America. Do you see anything forensic in their titles? Of course not! This is a bunch of guys that put together what if? Situations which in many cases do not even take part in auto theft methodology. They know your ignorant and they can lie on the stand (and sometimes do, knowing you can’t catch them). Forensic locksmithing for the last decade has been a total fraud!
I have addressed this many times on this site but I want to make this very simplistic so everyone understands! On every auto theft claim the SIU, fraud is by default put into the investigation of the insured.
The investigator cannot arbitrarily accuse the insured of fraud. The investigator needs to know if the vehicle was actually stolen or if it was only made to look that way, so the investigator is reliant on a forensic expert to make this determination. Without knowing this information, the claim would have to be paid if an investigation was not performed.
Ignorance plays a role here as well. Investigators are taught today that almost all vehicles are equipped with anti-theft transponder systems making the vehicle unstealable.
With that in mind, the investigator goes to the company vendor list for experts in that area. They hand pick this independent forensic shop and assign the claim to them. Before establishing them as vendors did the carrier vet the work product of the forensic expert on the subject of auto theft and forensic locksmithing. In forensic science there is something known as error rate. How many times was the process applied to be found valid? 100% of the time? 50% of the time? 10% of the time. That is crucial because if the process is wrong 50% or 90% of the time, it’s unreliable and can’t be trusted and is known not as forensics, but junk science! This is only one thing that illustrates what a fraud this process of last ignition key used! There is no established scientific error rate! So all you are relying on is done guy’s opinion with no basis of fact!

In order to get a accepted error rate for a process, everything involved in that process has to be thoroughly described and set for any other forensic examiner to be able to repeat the exact same process and his conclusion should match to the original examiners. If not why not? What needs to be amended?
The next item is a very common and illustrates what a fraud forensic locksmithing is: evidence!!!! Rarely gathered unless easy to find such as in a burned vehicle where the ignition separates once melted and the wafers (tumblers) are spread on the driver’s floor debris field. Commonly the burned wafers are gathered up and sometimes a microscope is employed to look for tool marks. To fool juries, these charlatans would take these burned wafers and blow them up with microphotos and say they could see tool marks. This was an outright lie because when lock components are subjected to fire they get a crust on them, similar to when you are baking cookies. Well, these blown up pictures still had the crust on, so how are you going to see tool marks without x-ray vision? These clowns would be believed because sing the title of forensic and a blow up Go to with nobody knowing what to look for!
It is really difficult to replicate an examination when there is no physical evidence! The forensic expert these days no longer feels the need to gather evidence. Ignition’s are no longer removed, disassembled and examined under a microscope. It’s too much work. Why spend hours when you can get by in minutes? No one knows the difference! They will just believe the word of this forensic expert.
Let me put this even more simpler because some will still not understand.
The investigator wants to know how a reported theft was last driven. He assigns it to the forensic locksmith. The insured sends the keys and key fobs via US mail to the insurance company. They were lost in the mail. Did I mention the vehicle was never recovered? No I didn’t. Yet the forensic examiner authors a three page report with information about the description and operation theory about the anti theft system stolen right out of a factory service manual and placed in the report. This is commonly known as deflection or deception in order to make the reader to believe the vehicle is unstealable. The strangest thing though, he made the determination as to how the vehicle was last driven. It was last driven with a key of the proper type. The same conclusion used in totally burned vehicles and unburned vehicles he actually examined! That must be a very powerful crystal ball he used or he is a member of the physic friends network!
Obviously, the guy is a liar. He had no physical evidence to examine. The car could have been towed. Yet we are supposed to believe these jokers? I have the reports! Some have gone to court! Sometimes not seeing the forest for the trees, attorneys her hung up on the forensics not realizing there is no evidence. I have to bring them to earth.
Now, if that is not fraud, what is? Yet, insurance companies facilitate these frauds for their fraud investigation on the insured! This has been going on through the states for over a decade and insurers may be fairly accused and their auto theft claim is denied!
The insurance investigations on auto thefts are rigged! There are so many ways I can prove this forensic analysis is deliberate bull crap to deceive.
If they are so good in the forensic field, why can’t they specify the exact last key used? Because they are falsely claiming to use forensics when it’s nothing more than a word. Speculation, assumption and projection are masqueraded as fact. Our courts have been defrauded and insured convicted by stupid prosecutors that don’t reach the threshold beyond reasonable doubt, but have only the insurance supplied information of preponderance. These poor defendants are convicted on the testimony of these fraudulent forensic locksmiths.
In fact a low-life (my opinion) supervisor was boasting how my guy got convicted. I did not represent him as his expert. I just examined the vehicle. I found LA fire was lazy and incompetent. They said the fire started in the vehicle with a match. Of course I wanted to see the match which they could not supply. It was an obvious engine fire. The interior was destroyed as the fire progressed through the so called fire wall. This was a BMW with a smart key and a start switch. All plastic. All the wiring colored plastic insulation
for the computer was destroyed and bare. There was no way to test anything. The DA investigator asked the expert how it was last driven in it’s state. The expert stated it was last driven with a key fob of the proper type. The investigator said are you sure? The expert said absolutely!
There were two smart keys for this vehicle. Unless a thief made a third with a $300 key programmer from China. My question would be instead of the nebulous term key fob of the proper type, exactly which key fob was it? He would have had no clue exposing him as the fraud he is!
My questions, how can any fraud investigation be legitimate based on a fraud?

Rob Painter
1-866-49-1673
1-903-513-7808 email robo14@aol.com

Forensic Locksmithing=Junk Science

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All too often, insureds are denied on their auto theft claims because of junk science. There are no facts other than speculation by the forensic locksmith masqueraded as fact.

Insurance companies use these independent services because they appear to be valid. At least until some poking around is done by an opposing expert and the truth is exposed. Here you have some “Forensic” (No one even questions the validity of this title) locksmith expert that takes a guess forcing the insured’s claim to be investigated. The forensic locksmith doesn’t care if he is accusing the insured of fraud. The forensic locksmith collects his money and goes on to the next target! For those not aware, most carry $2,000,0000 worth of errors and omissions insurance generally required by the carrier. Lawyers have been hesitant to sue them because it diminishes the claim against the carrier. I say sue them both. The forensic locksmith is an obvious fraud and that can b easily proven. The carrier is conspiring with the forensic locksmith for the purpose of not compensating the insured for the claim. Hmmm…. Wonder if te carrier and their expert can say the catch phrase RICO (You know, racketeering and Corruption). I am not a lawyer, but this might be an interesting route to check into.

Plaintiff and criminal defense attorneys, when you have auto theft denial cases, you are being played because of your ignorance on the subject of last key used. Judges, these so called experts are making a mockery of your courtroom in my view.

Of course this all sounds like I am real good at accusing the insurance auto theft experts of fraud with only my opinion. Wrong! I have fact! Key of the proper type is a fraud in itself and does not mean the insured’s key was used last. The only reason it is believed to determine the insured’s key was used last is because you actually believe science was involved to reach this conclusion. It is all a big lie!!!!!

If you have a case in which the insured is being accused of having the last key used in an auto theft, you need to contact me immediately! 1-866-490-1673 or 1-903-513-7808 and ask for Rob! I am capable of shutting down 99% of these cases! 25 years court room experience! Insurance defense and these charlatans are scared to death of me and have tried since 2002 to put me out of business and I am still here with a vengeance!

If you need to write, my email is robo14@aol.com

Airbag Recall! Many appear to be disregarding This Extremely Important Takata Recall Campaign With The Potential For Injury Or Death!

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https://www.consumerreports.org/car-recalls-defects/takata-airbag-recall-everything-you-need-to-know/

It appears as though, far too many consumers are taking a very life-threatening recall campaign for their vehicle too lightly and are not doing what they need to do. I believe they do not understand the potential risk of injury or death caused by defective Takata air bags.

The steps to confirm that your vehicle is subject of the Takata air bag campaign are extremely simple. Contact me through phone at 1-866-490-1673 or 1-903-513-7808, or you can write me at robo14@aol.com. Supply your VIN (Locations are addressed later). On email, subject line is air bag recall. I will get back to you the same day to determine if your vehicle is affected. It’s a free service to the owner and no charge to you will be incurred. In the event your vehicle is affected by this extremely important recall or any other, I will advise you. If so, contact a local dealership to have them address the recall. Since it is a recall, again, there is no charge to the owner.  

Years ago, Takata issued recalls on their air bags on tens of millions of vehicles. The recalls are not meant for one specific make or model. Just about every vehicle has a Takata air bag.

The reason for the recall and the immediate danger to get the vehicle into the shop to get the recall handled. This is serious! In the event the vehicle is involved on a collision and the air bags deploy, what is happening is shrapnel is coming out with the deployment of the airbag! There is extreme concern for injury or death! This is not one of those recalls to be ignored. There is no charge for the owner to correct this problem.

In my case, I have seen the results of these defective air bags. To illustrate as to how serious this recall is with no exaggeration, picture someone aiming a shot gun at your face and upper torso from a couple feet away! The results are the same!

All you need to do to see if your vehicle is recalled or if recalled and problem has already been repaired is call me at 1-903-513-7808 or email me at robo14@aol.com with subject line air bag recall and supply me with your 17 digit VIN.

Where is the VIN if I don’t have any paperwork with the vehicle’s VIN inscribed on sales, insurance card or registration?

The VIN is located behind the windshield on the driver’s side of the dash. You can see it by being on the outside of the car on the driver’s side and peering into the windshield on the top of the dash.

Another location for the VIN is on a mylar label located on the driver’s door or door jamb which varies from vehicle to vehicle.

Once you supply the VIN, I will get back to you rather quickly to inform you if your vehicle is affected. I do not charge the owner of the vehicle for this information and am happy to supply the public with this information to save injuries and possibly death!

This recall campaign is extremely important! You may now feel too scared to drive the vehicle if affected. Tell these concerns to the dealership and they make arrangements for you to get a car to drive until the recall campaign is successfully is no longer an issue. As stated, this is an air bag safety campaign, which means you do not have to pay anyone to address this problem.

There may be additional recall campaigns that need to be satisfied as well and again at no charge they can be taken care of at the same time.

Other than recalls associated with vehicle fires, I feel this is the most important recall addressing potential injury and death that I have been made aware of and I have been doing vehicle component defect examinations for close to 40 years! Please do not ignore this Takata vehicle air bag campaign.

Other than a little time contacting me and supplying the 17- digit VIN to me, this will give you peace of mind knowing what recalls are open on your vehicle and if it is safe to operate. I have never been a fear monger and extremely careful as to what I tell the public on the safety of their vehicles. In fact, on some not as important I underplay the potential affects. This is not the case in the Takata air bag recall campaign. This product has the potential to injure or kill you and your passengers in the event the vehicle is involved a collision!

There is another related recall campaign on GM vehicles in which the air bags will not deploy. This is about the GM ignition switch recall, in which the ignition lock will go from the on position to off, shutting the engine off and supplying no electrical power to initiate the air bags to deploy in a collision.

The combination of these two recalls in one GM vehicle leaves a kunundrum. Damned if the air bags deploy and damned if they don’t deploy!

©Copyright 2019. Rob Painter with all rights reserved.