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Last Saturday night we were staying at a hotel that we commonly go to in order to unwind about 15 miles from home. I was on my computer and all of a sudden I received an alert from my bank for a charge of $131.52 from Pizza Hut!
We went over to the local Pizza hut about 6 blocks down the road to find out about this charge. The manager who was extremely nice and helpful from Bonham, TX went through her receipts and found no such charge. She then looked at the store number on the alert and found out the store that the charge came from was in Henderson, Nevada a thousand miles away from us!
The wife called Henderson, Nevada Pizza Hut and spoke with some goof that would havee the maanager call me back. Once called back from the manager, they were told this was a fraudulent charge and they needed to refund me back on my business card and that I had made a claim with my bank’s fraud department. Pizza Hut refused to refund us!
Because of Huricane Harvey, our bank had limited services that Saturday night. I could not transfer my money to another account I had and this debit card was the only one I had money on. I could not cancel the card at the time.
After this punk stuffed himself with pizza, he needed to go to Las Vegas to get something to drink at 2 am, ($183.50), 3 am ($183.50) and 4 am ($133.00) at the Parkway Tavern. About 9 am, the wife drew out all the remaing money out of the account and I cancelled the card.
I notified the bank fraud department about the additional fradulent charges. They were sending me a new debit card and everything was supposedly handled. At least that was until Tuesday morning. The $131 had now turned into $157. The $183 charges were now $220 overdrafing the account by $129! These additional charges were for non-payment from my bank.
I contacted the bank (again) and got in touch with the fraud department. Evidently, because of the weather related problems the bank had on Saturday and Sundy, a fraud report had not been issued on my account, even though they managed to prevent from paying those fraudulent charges.
Well, supposedly, everything is all straightened out an money should be back in my account within 12 hours.
I am very aware of how fraudsters work with insurance claims and that aware of all the crooks out there with theft and fraud.
I just never thought I would be a victim of fraud, even though we are warned about it all the time. Of course this is speculation, but is most likely what happened. The wife was in Dallas 3 weeks ago and stopped at a quick trip to get gas. I believe the card was kimmed at the pump. A bogus debit card is created with my name and numbers and sold.This was not a personal card, but a business card. In Vegas, it is very common to be asked for an ID that matches the card, so someone probably has a fake driver’s licence with my name on it and possibly the perps photo.
What was so frustrating is that calling the Henderson PD at the time, they could have possibly caught this guy, but because I am not a resident there, there is nothing they would do. They told me to report it to my local police department and then the would work with Hederson. My wife spoke with our police chief. He knows us well. He said no, that is Henderson’s job and I agree. Bottom line–thieves get away with this because the cops are too lazy to seek out crime in my opinion.
I put this article up to make people aware that this can happen to them! Some of the skimmers used at the pumps and ATMs are so slick, even a pro would have a hard time picking up on it. These skimmers are available for low cost on the Internet, just like Transponder key programmers are to bypass a vehicle’s anti-theft system. Thieves are always ahead of the game! Just do a search on the Internet for Gas pump skimming or ATM skimmers. It should scare you! You can also have your credit card information stolen electronically from your wallet with RFID readers. Nothing is secure anymore and one has to be aware!
To prevent skimming, don’t pay at the pump and pay the cashier.
Unfortunately, instead of having the ability to track down real crimes, most cops are stuck with baby sitting and trying to keep one spouse from killing another in domestic violence issues. DVs take up a lot of any departments time.