examination under oath and deposition expert, auto theft expert, lemon law, claims negotiation, claims investigation, forensic locksmith, court appointed umpire, insurance property claim, vehicle recall expert, vehicle security expert, Texas license public adjuster,

It has always amazed me as to how gullible people are. The insurance Certified Forensic Locksmith rendering an opinion as to how a reported stolen recovered totally burned vehicle was last driven is just one such example.

A report will be drafted as to how the anti theft system is designed as per the manufacturer service manual. That is all fine and good, but there is no way to interrogate the system. The examiner cannot determine how many keys are programmed for the system. Bypass of the transponder system cannot be determined.

Why? The computer is a tin box with printed circuity on plastic along with solder. A simple 400 degrees f. will melt the insides. The wiring has plastic coating and once that insulation is gone, all that is left is bare wiring.

Over 5 years ago I had a case in which I was hired as a consultant, but the guy ran out of money for me to go forward.

The vehicle was a BMW 3 series. It was recovered burning on the on ramp of an expressway. The vehicle had a smart key system ( no ignition lock) and push button start. The vehicle was recovered totally burned and the fire had traveled into the trunk. The computer on that vehicle was located in the trunk. The computer had suffered heat damage. However all the wiring had been destroyed from the dash rearward. There was no way to electronically interrogate the computer. The expert that the insurance company sent to examine the vehicle was a certified forensic locksmith. Why he was picked, I don’t know because this car did not have a conventional key or an ignition lock. Everything is electronic and they send a locksmith. He concluded that the vehicle was last driven with a key of the proper type. The insured was charged I believe with arson, insurance fraud and filing a false police report based on this so-called scientific analysis by the CFL. There was no science or specialty applied here. It was a deliberate hoax by this so-called expert.

As for the fire, the fire department for expediency said the fire started in the passenger compartment and was started with a match. I went to examine the vehicle that was stored at the auction. I was met by the investigator who in my opinion was a real jerk. He didn’t want me critiquing his buddy the CFL’s work.

The fire did not start in the passenger compartment. All evidence pointed to the driver’s side of the engine area. Of course this would make sense with a fuel line issue getting on the expressway. It’s not like a thief would wait around for help. Where it burned was not the ideal area for an arson. This vehicle had a whole slew of fuel line complaints under the hood!

The CFL wording in his report was deliberately meant to deceive. He stated the car was last driven with a key fob of the proper type. This wording is meant and it is taken that way by the investigator d the courts to believe this conclusion means the owner’s key.

It could have been a thief’s key fob as well.

At the time, I had an AK 400 key programmer. As a thief, I could program my own key fob for this vehicle in around a minute! Aren’t key programmers for a BMW expensive? Mine straight from China cost $350.00. Once done, the owner’s keys would no longer work. Mine would be the key fob to drive the car off.

That theory was never considered! It also could not be confirmed or denied.

The insured was convicted due to the CFL’s testimony. 6 months after the trial, there was a security video that went viral of a BMW being stolen and the thieves using what appeared to be like my AK 400 key programmer. It took them about 3 minutes for them to program their own key fob! The point being they were caught on tape stealing the vehicle.

A couple months after that, I had another type of case against the same insurance company. When the investigator found out about my involvement, he was kind enough to brag in an email that they convicted the owner of the BMW.

I told him his CFL was a hack and couldn’t factually prove anything. The only reason a jury convicted him, they did not know his expert was a fraud.

I then sent him the viral video I had obtained. He chose to not respond.

The problem is that the investigator had so much confidence in this expert, he was not going to admit he was wrong for trusting this expert.

Ex-cops are very proud and don’t like to be reminded how stupid they were.

1-866-490-1673  or 1-903-513-7808.


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