There is deposition testimony, which when people want to know what an EUO (Examination Under Oath) is the same thing. Both are sworn testimony, but an EUO doesn’t have a court case assigned to it. Since a deposition can have immediate court intervention, it does differ from an EUO because that is merely a phase of an investigation.
Lawyers are not required for an EUO and since I made my clients have fired their attorneys and hired me to get successful results I’d say it’s better to use me.
Insured’s are made aware of an EUO towards the end of an auto theft investigation. If you have never had the opportunity to testify like this, the worst thing you can do is handle it on your own.
For years I have prepared insureds for EUOs and we have a 90% success rate of getting you past it and paid, when they had no intention of paying before the EUO. They pretty much have their imaginary future case against the insured planned out already. I’m known for throwing a monkey wrench into that.
Of course you tell the truth, but there is more than one way to tell the truth. EUOs are commonly given by outside attorneys. Yet, there are insurance companies that like to be cheap and let an investigator give an EUO. That proves my point that it’s not a legal situation with an investigation.
The main thing on any property claim about an EUO or a deposition is the ground rules are the same. There are no rules, other than the person taking testimony cannot assault you. Both do not reflect as to how you would testify in court because many times the questions aren’t relative in a trial.
Now, if you admitted to having a felony or two, you can bet the insurance company is going to use everything possible to put you in a bad light. My job is to go around that and smooth it over and make it in non-point for the person giving the examination under oath.
Certain legal professions are used against the insured like that of exotic dancing. It is legal, but they emphasize this to make a woman look seedy and a prostitute.
Trust me when I say anything that you say will be held against you and they will twist anything on you. My job is to keep that from happening not very successful with it. I’m not dealing with the law. I’m using my experience training and background as an expert witness for 25 years who’s been abused by the best. They may not want to pay the insurance claim. In my case because I defended Insurance successfully their job was to get me out of business by all means necessary. What’s happening to me will never happen to an insured. That is why you need to rely on my experience. I know what they’re doing before they even do it. I know the questions are going to ask before they even ask them!
Depositions and EUOs have one purpose. To destroy a person’s credibility and always remember, the deponent never wins.
This is the lawyers party. You are invited, but not allowed to have fun. My clients have fun!
Recently, I had an attorney try to set me up for an argument all through their line of questioning. I didn’t take the bait and just agreed with her.
I have done enough depositions that I have intentionally set up the opposing attorney. One such case, I was having a good time. The lawyer will use a deposition to read me. This way if there are hot buttons, the attorney can make a guy easily upset look like a lunetic in court.
Well, here was the perfect opportunity to have fun. The deposition was not video recorded because I would have never dine what I did here. He stated to me “Mr. Painter, you are aware you are under oath, correct? I gave you three questions and you answered different each time. Actually, he gave three similar questions, each requiring a different answer. Well, he was trying to shame me. I stood up as he was sitting directly across me from the table. I raised my voice (controlled) and told him don’t ever question my credibility ever again!
Immediately, he called for a break. He left the room. The court reporter said to me, I have been in this business 35 years and never saw an expert get angry like that. I said mam, did I appear angry? She said, you sure did! I said good with a smile and said isn’t this court work all about theatrics? She realized there was no anger and it was a show. She be was then laughing and was amazed I would do such a thing.
These opposing Insurance defense attorneys don’t appreciate anyone a dare defend an insured. Because of that they try to take me and make me an example in an effort to destroy me and put me out of my business. They’ve never been successful but they have given me some setbacks over the years. So really what do I have to lose?
They like to bully unfortunately for them I like to bully back. I’m not scared of them and I definitely don’t ever respect for them. I know how to play the game I’ve been in the business that long.
I will be putting much more information here. Look for it and please feel free to comment.
Copyright 2018. Rob Painter